Home Insurance Trusted, Reliable home Insurance

Home insurance protects undoubtably your most valuable and important physical possession ‘your home’ against unexpected life changing events such as fire, burglary or weather damage like storms & floods.

Just 3 simple steps

Don’t gamble with the risk of being burdened with costly repairs and potentially hundreds of product replacements.

Protect your home now and relax safe in the knowledge you are covered by a home insurance policy from Manor Financial.

What is home insurance?


Home Insurance provides financial cover for your home’s exterior and interior, plus all your belongings, providing peace of mind and saving you from a major financial shock if disaster strikes.

You can choose between 3 types of policies:

  • Buildings Insurance
  • Contents Insurance
  • Combined Buildings and Contents Insurance
Home insurance father and daughter

How does it work?


Buildings insurance covers the structure of your property, including the roof, foundations, walls and windows.

You are also covered for permanent fittings such as, a fitted kitchen or bathroom suite.

Contents insurance covers all your valuables in the event of loss, accidental damage or theft. You can also cover damage to personal items outside of your control from floods, storms, theft, fires, subsidence and water leaks. In addition can insure valuable items like jewellery, bicycles, laptops etc in and away from the home.

You can also choose a policy option to protect the physical structure of your building – for example covering how much it would actually cost to rebuild your house, if it was completly destroyed.

You can also opt to cover how much money you’d need to replace all the belongings in your property.

Manor Financial policies even allow you to add useful extras such as legal expenses cover, for events like disputes with neighbours.

These optional extras will affect your monthly premiums. However as these are add ons you are completely in control of which ones you want to add.

Why take out a home insurance policy?

Mortgage – If you are applying for mortgage you won’t be accepted unless you have a valid building insurance policy in place. If you’ve had a mortgage for a while you should still have building cover because if disaster strikes, you don’t want to be left massively out of pocket, due to lack of cover.

Your Belongings – It’s important to have cover for your personal belongings. This will protect them against theft, fire, floods etc. You also have the option to insure expensive items such as your bike, laptop and engagement ring away from the home.

Life Insurance family, father, daughter, mother

How much does home insurance cost?

The cost of a home insurance policy will vary depending on a few factors:

  • Your age
  • Value of your property and contents
  • Type of Home insurance required (Contents, Buildings or both)
  • Your Location
  • Previous home insurance claims you’ve made in the last five or ten years

Product Matrix

Comparison table of our insurance products

Benefit Income Protection Life Insurance Home Insurance Over 50's Cover Private Healthcare Critical Illness Cover Inheritance Tax Reduction
Protects homeowners by covering repairs/rebuild costs
Offers tax-free payouts to beneficiaries
Provides ongoing income to replace lost income/salary
Pays a lump sum on death

green tick (lump sum)

Provides financial security for loved ones (as ongoing income)

green tick (lump sum)

green tick (lump sum)

green tick (lump sum)

green tick (lump sum)

May cover pre-existing medical conditions (limited exceptions)
Offers access to private medical treatment
May offer additional benefits

(accident cover, rehabilitation)

(funeral expenses, child support)

(contents cover, alternative accommodation)

(dental, mental health)

(trusts, life insurance policies)

Our customers

To continuously improve our service and built better products, we strongly believe in encouraging customers to feedback what’s working and where improvements could be made. To support this, we teamed up with the brilliant Reviews.IO, so everyone can leave honest reviews for everyone to see, in real time.


For home insurance policy

It depends on the policy, and your situation. For example, if you are applying for a mortgage, the lender might require that you have building cover in place before they grant the mortgage. You don’t have to take out contents cover, but its recommended to have cover in place for your belongings.
You wouldn’t need buildings cover, this should be provided by the homeowner. However, it would be beneficial to have contents insurance so that if there were any issues, all of your contents are protected.
Buildings cover will protect the actual building (bricks and mortar) if there is any damage to the property. Whereas contents insurance will protect all of your belongings within your home in case something happened, such as, you are broken into, your home is flooded, a fire occurs and your contents are stolen or damaged.

Why choose
Manor Financial?

Over many years we have developed a hard-earned reputation for our honesty, no obligation quotes, relaxed approach and reliable & flexible insurance products.
  • A comprehensive range of custom policies
  • Affordable prices
  • Flexible payment plans
  • No obligation quotes
  • Experienced advisors
  • Compare the market broker service
  • After sales support
  • Claims support
  • Additional benefits

While providing market leading insurances options, useful features and after sales support, for ALL our customers. As experienced, respected insurance brokers, our key strength is listening to what customers really need to feel financially protected and providing them with trusted and fully transparent advisors to help them make the right decisions about protecting their income, property, families, and futures.

Contact Us

If you have any questions about any of our policies, from income protection, life or home insurance to one of our more specialist policies; or would simply like a ‘no obligation’ quote, we’d love to take your call on
0800 368 7533.

Alternatively complete our quick and easy form, and a member of our team will be in touch shortly.

Request a FREE quote

Enter your annual salary without any tax deductions

Mortgage & Bill Support

Financially protect your home and your family’s future through affordable comprehensive critical illness cover


Enter your annual salary without any tax deductions