Find the best Life Insurance Quote for you

Manor Financial work with the best insurers including Aviva and many others.

Pay as little as 20p per day and cover yourself and your loved ones.

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Compare the UK’s top insurers

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Single or joint policies available

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Critical illness, income protection & mortgage protection also available

Have a look at some of the top rated insurers we work with!

FAQ’s For Life Insurance

Do I need life insurance?

Life insurance is all about protecting your family and loved ones in the event of your death so they have no financial issues. A life insurance policy can cover the funeral cost, pay off the mortgage or even just leave some cash for your family. If you need life insurance or not, that is down to your decision and will depend on your circumstance however the idea of having extra funds after your death will be beneficial to those around you.

What is Whole Of Life Cover?

Whole Of Life Cover is the type of cover where it will last forever, so there is no chance of you outliving your life insurance policy.

What is the Term cover?

Term cover is different from Whole Of Life. This cover only lasts for a specific period in which you agree with the insurer. The maximum age Term will cover is up to 90.

How much life insurance can I get?

There is no limit to how much life insurance you can get. Typically the higher the amount would mean a higher premium, there is also a potential of hitting the underwriting limits which would mean the insurers would review the case and make a decision based on their findings.

What's the difference between joint or single cover?

A joint policy would be for you and your partner. The policy would only pay out once to the first person who passes away and the other person would receive the payout. A single policy is a life insurance policy dedicated just to one person. When that person passes away, the payout is paid to the beneficiary.

How long does it take to payout?

The length of time to pay out would vary. The policy would have to go through the claims process.  If your policy is in trust it can take 2-3 weeks. If it is not in trust it could take longer. 

What is a trust?

If your policy is in trust, this would mean you claim would pay out quicker, there is no tax, and best of all, to put a policy in trust it is free. This just requires more forms to be filled out. It would then payout to the beneficiary.